Terms of Use

Effective Date: 12/20/24

Welcome to www.lifeinsure.com (“Website”). The Website is operated by Intramark Insurance Services, Inc.(“we,” “us,” “our”). By accessing or using this Website, you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use the Website.

1. Use of the Website

You may use the Website for lawful purposes only. By using the Website, you agree:

• Not to use the Website in any way that violates applicable laws or regulations.
• Not to engage in any activity that could damage, disable, overburden, or impair the Website’s functionality.
• Not to interfere with other users’ access to or use of the Website.
• Not to upload or transmit viruses or any other malicious code.

2. Intellectual Property

All content on this Website, including but not limited to text, images, graphics, logos, and software, is the property of Intramark Insurance Services, Inc. or its content providers and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use of any content on the Website is strictly prohibited.

3. Disclaimer of Warranties

The Website and its content are provided on an “as-is” and “as-available” basis. We make no warranties, express or implied, regarding the Website or its content, including but not limited to the accuracy, completeness, reliability, or suitability of the information provided.

4. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising out of or related to your use of the Website.

5. Third-Party Links

The Website may contain links to third-party websites. These links are provided for your convenience only, and we are not responsible for the content or practices of any third-party websites. Access to such websites is at your own risk.

6. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which can be found here.

7. Terms of Service for SMS Communications 

By providing your phone number to us, you consent to receive SMS messages, including promotional and transactional messages, from Intramark Insurance Services, Inc. Message and data rates may apply.

You agree not to:

• Provide a phone number that is not your own.
• Use our SMS services for any unlawful or abusive purpose.

• Consent for SMS Communication

*The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

• Types of SMS Communications
• If you have consented to receive text messages from Intramark Insurance Services, Inc., you may receive text messages related to the following:
  • Marketing
  • Updates regarding your request for an insurance application or other relevant information.
• Example: “Dear , I called about your insurance quote inquiry but missed you. When you’re free, give me a ring to chat about your options – no pressure, just here to help. Please feel free to suggest a day and time that suits your schedule. Looking forward to our conversation. To opt out at any time, reply STOP. If you are experiencing any issues, you can reply with the keyword HELP. You can also get help directly from us at Lifeinsure.com. Message and data rates may apply. Messaging frequency may vary. – Richard Reich from Intramark Insurance Services, Inc. Website: LifeInsure.com Mobile: (818) 495-4656
• 3- Message Frequency:
• Message frequency may vary depending on the type of communication. For example, you may receive up to 2 SMS messages per week related to your .
• Example:
• “Message frequency may vary. You may receive up to 2 SMS messages per week regarding your appointments or account status.”
• 4- Potential Fees for SMS Messaging:
• Please note that standard message and data rates may apply depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
• 5- Opt-In Method:
• You may opt-in to receive SMS messages from Intramark Insurance in the following ways:
• By submitting an online form
• 6- Opt-Out Method:
• You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
• 7- Help:
• If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at Contact Us.
• Additional Options:
• If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.
• 8- Standard Messaging Disclosures:
• Message and data rates may apply.
• You can opt-out at any time by texting “STOP.”
• For assistance, text “HELP” or visit our Privacy Policy and Terms and Conditions pages.
• Message frequency may vary
• *Standard Messaging Disclosures

For assistance, text “HELP” or visit our 

Message and data rates may apply.

You can opt-out at any time by texting “STOP.”

We are not responsible for any delays or failures in SMS delivery caused by third-party services or networks.

8. Changes to the Terms

We reserve the right to modify or update these Terms at any time. Any changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of , without regard to its conflict of laws principles.

10. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

Intramark Insurance Services, Inc.
450 N. Brand Blvd., Suite 600
Glendale, California 91203
Info@lifeinsure.com
(866) 868-0099