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Height and Weight Guidelines for Life Insurance

Height and weight underwriting guidelines are important factors that life insurance companies use to help determine your rate class. These are guidelines and may differ among life insurance companies.

The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies (if your weight exceeds the maximum shown here, use Standard rates in calculating your quotes to get an idea.

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Male & Female

Height and Maximum Weight in Pounds

Height
Pref PlusPreferredStand PlusStandard
Feet – InchesLow – HighLow – HighLow – HighLow – High
4 – 10
89 – 134135 – 144145 – 155182 – 196
4 – 1192 – 139140 – 149150 – 160 161 – 188
5 – 095 – 144145 – 154155 – 166167 – 194
5 – 198 – 149150 – 159160 – 171172 – 201
5 – 2101 – 153154 – 164165 – 177178 – 207
5 – 3104 – 158159 – 170171 – 183184 – 214
5 – 4108 – 164165 – 175176 – 188189 – 221
5 – 5111 – 169170 – 181182 – 194195 – 228
5 – 6115 – 174175 – 186187 – 200201 – 235
5 – 7118 – 179180 – 192193 – 207208 – 242
5 – 8122 – 185186 – 198199 – 213214 – 249
5 – 9125 – 190191 – 204205 – 219220 – 257
5 – 10129 – 196197 – 210211 – 225226 – 264
5 – 11133 – 201202 – 216217 – 232233 – 272
6 – 0136 – 207208 – 222223 – 239240 – 279
6 – 1140 – 213214 – 228229 – 245246 – 287
6 – 2144 – 219220 – 234235 – 252253 – 295
6 – 3148 – 225226 – 241 242 – 259260 – 303
6 – 4152 – 231232 – 247248 – 266267 – 311
6 – 5156 – 237238 – 254255 – 273274 – 320
6 – 6160 – 243244 – 260261 – 280281 – 328
6 – 7164 – 249250 – 267268 – 287288 – 336
6 – 8168 – 256257 – 274275 – 295296 – 345
6 – 9173 – 262263 – 281282 – 302303 – 354
6 – 10177 – 268269 – 288289 – 309310 – 363
6 – 11181 – 275276 – 295296 – 317318 – 371

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Here is the legal information we’re required to provide you. LifeInsure.com, a California corporation and subsidiary of Intramark Insurance, is a licensed independent insurance broker. The information provided on this site has been developed by LifeInsure.com for general informational and educational purposes. We try hard to ensure that this information is up-to-date and accurate. Any insurance policy premium quotes or ranges displayed are non-binding. The final insurance policy premium for any policy is determined by the underwriting insurance company following application.